Mortgage Loan Officer
Job summary: Responsible for soliciting, negotiating and coordinating the closing of consumer real estate loans in compliance the Bank’s lending policies and procedures; develops business checking and deposit relationships with customer; and promotes business for the Bank by maintain good customer relations and referring customers to appropriate staff for new services.
Summary of essential job functions: • Responsible for the attainment of the prescribed goals, focusing on value added categories such as: revenue growth, customer growth, customer profitability, call planning and activity, product usage. • Qualifies prospects by collecting and analyzing financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan request. • Responsible for the development of new business opportunities from new prospects and the existing customer base including cross selling opportunities from bank Loan Officers. • Participate in civic and social community activities to obtain high visibility. • Other job duties as assigned or requested by Management. • Performs all job duties in accordance with prescribed policies, procedures and regulatory requirements, including, but not limited to, the Bank Secrecy Act and Anti-Money Laundering. • This position is 100% commission position and requires mortgage lending experience